Well, kind of! Of my personal loans listed, two belong to “Upstart,” a private loan company I used to consolidate credit card debt. I have had this loan for 3 years. Kind of silly, yes. The interest rate on this puppy was 8.01%, so it wasn’t awful… Though it just became on additional bill I was only paying the minimum payment on. What a waste of time and money!
Finally after 3 years, and the start of my debt snowball, this loan was knocked off in 1 month. Unfortunately I only had 2 months left on it, anyways.
On the bright side, it feels good to know that I now have $260 extra a month to put towards my next lowest debt: MY DISCOVER CREDIT CARD.
CREDIT CARDS: $15,748.56 (-$369.43 from last post)
- CHASE: $14,075.45
- DISCOVER: $1,673.11
PERSONAL LOANS: $1,835.13 (-$585.23 from last post)
- UPSTART: $1,835.13
FEDERAL LOANS: $60,240.00
PRIVATE LOANS: $91,694.00
I know it’s a little progress, but it’s progress…