All November I worked overtime. As a nurse, I suppose this is one of the benefits of my job: overtime! In total I probably worked 60 hours a week for 4 weeks straight. That’s one day off a week max. I bet you can imagine how tired I am.
As you know, I am in the process of paying off my lowest debt: my Discover credit card. On November 1st the balance was probably $1,900. Today? ZERO DOLLARS.
It was so hard. My paychecks were really nice, the biggest was $2,500. It’s Christmas, as well. Think of all the gifts I could have bought for myself… Or my family. It took a lot of dedication, but I was able to put $1,900 of my extra income all towards my debt.
What might have taken 6 months to pay off is now gone.
my envelope system… It could use better supplies, but it really has helped me to have cash whenever I get paid, sort it accordingly, and use that to budget.
My final Discover payment: $1,084. That’s the biggest single payment I’ve ever put on a credit card (2 weeks ago I paid about $847 towards my balance). It’s scary to hold all that money and essentially get rid of it… But that’s one less card I need to worry about.
Should I cut it up??