Current Debt – December 2018

CREDIT CARDS: $14,118.53 (-$1,630.03 from last post)

  • CHASE: $14,118.53
  • DISCOVER: $0

PERSONAL LOANS: $1,835.13 (-$215.15 from last post)

  • UPSTART: $1,619.88

FEDERAL LOANS: $60,240.00

PRIVATE LOANS: $91,694.00

$167,887.66 total debt


Again, it’s progress little by little. That’s about $2,000 gone. It would have been more if interest wasn’t so high on a lot (especially my Chase credit card). I fell behind in that payment in order to fully pay off my Discover (bad I know), but now I am going to fully tackle that amount yet.

I know that according to the snowball method, I should next be paying off my private Upstart loan. However, based on how high the Chase minimum payment is (over $400) and how high the interest is (24.99%), I would much rather put my focus on that stupid card and get rid of it ASAP before the interest gets out of hand. Upstart will be paid off no matter what by July 2019 (sounds like it’s forever away), but by then I could have a lot more of this credit card paid off… Maybe the whole thing??

We’ll see….

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